Running your business is hard enough — your bookkeeping shouldn’t be. At Tradermate, we keep everything simple, transparent, and efficient by working exclusively in Xero.
And since every business is different, your price depends on how complex your accounts are and how smoothly we can work with your records
What Affects Your Price?
Your fee will be higher if:
- You have a large volume of transactions each month
- Your data in Xero needs a lot of clean-up or corrections
- You submit paperwork late or incomplete
- You need extra reporting (VAT, payroll, management accounts)
Your fee will be lower if:
- You keep track of your paperwork and send it over quickly (electronically)
- Your records are already well organised
- You run a smaller business with fewer monthly transactions
See Where You Fit
Our instant estimator tool
Estimated monthly fee:
Why Do Bookkeeping Prices Vary So Much?
Some firms charge more because they:
- Use senior accountants for tasks bookkeepers can handle
- Don’t use automation in Xero (manual entry = wasted hours)
- Add layers of overhead you end up paying for
Some firms charge less because they:
- Outsource overseas with little support when you need it
- Offer “one-size-fits-all” packages that don’t adapt to your business
- Advertise a low monthly fee but hide costs in the small print
At Tradermate, we focus on value and transparency. You’ll always know what you’re paying for and how to keep your costs predictable.
How Much Does Bookkeeping Cost with Tradermate?
Our clients typically spend between £50 and £1,200 per month.
- Sole traders & freelancers: £50–£150/month
- Small businesses (with VAT): £250–£600/month
- High volume/complex businesses (e-commerce, multi-entity): £700–£1,200/month
(Your price depends on your transaction volume and reporting needs. Nothing more, nothing less.)
Is Bookkeeping Worth the Cost?
You could try to handle bookkeeping yourself in Xero. But here’s the reality:
- Errors can mean missed tax savings or HMRC fines
- It takes hours away from running and growing your business
- DIY bookkeeping often leads to expensive clean-up projects later
For most businesses, the cost of bookkeeping pays for itself through saved time, peace of mind, and compliance.
Common Questions About Pricing
How can I keep my bookkeeping bill down?
Keep your Xero records tidy, upload paperwork promptly, and use bank feeds properly.
Do you include Xero in the price?
Yes — we’re Xero-only, so your software is included in the package.
Why is there such a wide range (£50–£1,200)?
Because bookkeeping a freelancer with 20 transactions a month is very different from bookkeeping a growing e-commerce brand with thousands.
Do you charge extra for VAT or payroll?
VAT returns are usually included; payroll is quoted separately depending on headcount.
What About Hidden Costs?
We’re upfront about everything. The only extra fees you might see are for:
- Historical data clean-up if your Xero isn’t current
- One-off migration projects (e.g. from spreadsheets to Xero)
- Payroll services (charged per head)
Want to Talk It Through?
Book a short call with one of our bookkeeping specialists to see what you can expect to pay, how to cut costs, and how businesses like yours use Xero with us.